If you’re struggling to keep up with an increasingly costly adjustable-rate mortgage — and are among the great majority of homeowners who can’t qualify for the new national rate freeze plan — you may be able to find help closer to home.
Twelve states have created programs to help homeowners, primarily low- to middle-income families with […]

If you’re worried about losing your home, there are no fewer than five places you can turn to for help.
Every lender has a loss mitigation department that does nothing but work with borrowers in trouble.
Reputable credit counselors and attorneys, state and national foreclosure prevention programs, can be smart, supportive allies.
We aren’t going to kid you. […]

A very important part of the economic stimulus bill President Bush signed on Feb. 13 allows three government-chartered mortgage programs to make bigger loans.
Many details, such as what the higher loan limits will be in each city, and when the new limits take effect, still need to be worked out.
But those changes should make it […]