Archive for the 'Personal Finance' Category

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Study: Mortgage Intervention Programs Distribute Costs Unfairly

February 21, 2008
A New Report by Wharton Associate Professor of Real Estate Todd Sinai
By: Todd Sinai, University of Pennsylvania
EXECUTIVE SUMMARY
Various programs have been proposed or enacted to address the so-called “subprime crisis.” These programs may help some borrowers, but they do not bestow these benefits equitably. Some reward those who made riskier decisions over those […]

Refinancing: Only for the privileged few

Sure, now is a great time to refinance - that is, if you can still qualify. Here is what lenders are looking for.
By Les Christie, CNNMoney.com staff writer
February 8 2008: 10:58 AM EST
NEW YORK (CNNMoney.com) — The good news: mortgage rates are down. The bad news: it’s much harder to qualify for a refinanced loan […]

Debt-free — and more — by 2009

Straightening out your finances begins with a single step: Deciding where you want to be at the end of the year. But don’t set the bar so high that you can’t reach your goals.
Welcome to 2008 — a clean slate, a thrilling opportunity to hit the financial targets you missed in 2007!
At least that’s how […]

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