The Federal Reserve has cut interest rates six straight times since September 2007. Most analysts are predicting that the Fed will cut rates even further when it meets at the end of this month. And yet, despite a full 3% in interest rate cuts during this time, mortgage rates are significantly higher now than they […]

If you’re struggling to keep up with an increasingly costly adjustable-rate mortgage — and are among the great majority of homeowners who can’t qualify for the new national rate freeze plan — you may be able to find help closer to home.
Twelve states have created programs to help homeowners, primarily low- to middle-income families with […]

If you’re worried about losing your home, there are no fewer than five places you can turn to for help.
Every lender has a loss mitigation department that does nothing but work with borrowers in trouble.
Reputable credit counselors and attorneys, state and national foreclosure prevention programs, can be smart, supportive allies.
We aren’t going to kid you. […]